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$235,000

521 Phoenix Dr, Temple, TX, 76504

On MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,859 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$126.41 / sqft
Year BuiltBuilt in 1976

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal, Refrigerator, Water Heater, Some Electric Appliances, Microwave, Range
FlooringLuxury Vinyl Plank, Tile

Exterior

Exterior FeaturesPatio
Lot Size8,720 sqft

Building Information

Year Built1976
Stories2
Roof Type105
Garage Spaces2

Land Information

APN16898
Lot Number8
SubdivisionWest Gate Addition Second Unit
Land UseResidential
Legal DescriptionWEST GATE ADDITION SECOND UNIT, BLOCK 010, LOT 0008
Census Tract021202
Assessed Land Value$30,000
Assessed Improvement Value$224,938
Assessment Year2025

About this property

Welcome Home! Charming, comfortable, and filled with thoughtful updates, this 4-bedroom, 2-bath home is ready to welcome its next owner! From the moment you step inside, you’ll appreciate the blend of style, functionality, and easy living this home has to offer. The downstairs features updated tile flooring, while the upstairs offers low-maintenance LVP flooring. The bright kitchen is ready for everything from quick breakfasts to thoughtful dinners, with granite countertops, an updated range, microwave, and dishwasher. Major updates add even more peace of mind, including newer windows installed in 2022 and a brand-new roof in 2025. Upstairs, the spacious primary bedroom creates a relaxing retreat with its own cozy reading nook, LVP flooring, and ceiling fan. A versatile additional room with a fireplace can easily serve as a bedroom, home office, hobby space, or flex room—whatever fits your lifestyle! Outside, the 0.25-acre lot gives you room to spread out and enjoy the outdoors. Mature trees add charm and shade to the lovely yard, creating a welcoming space for relaxing, entertaining, gardening, or simply enjoying a little fresh air. With plenty of space, desirable updates, and a yard full of potential, this is a home you’ll want to see!

Investor Tools

$215,782Estimated Mortgage Balance
$39,156Estimated Equity
15% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,530 /month
Positive
Cash Flow Estimate:
$510 /month

Interested in this property?

Marion Grayson

Bryan Properties

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$466/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,321
$254,938
2025
$30,000
$224,938
$254,938
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,321
$254,938

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Liminate Home Loans Inc
Fha
$230,743
Yes
First
Mar 10, 2023
Apr 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$215,782
$39,156
15%
85%
$1,384/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,790/mo
$1,384/mo
+$406/mo
8.4%

City: Temple

521 Phoenix Dr | Property Details | No Agent List