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$265,000

2704 Spencer Cir, Royse City, TX, 75189

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,580 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$167.72 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating GasHeating Gas
CoolingCooling
AppliancesDishwasher, Electric Range, Disposal

Exterior

Lot Size7,231 sqft

Building Information

Year Built2012
Stories1
Garage Spaces2

Land Information

APN5336-000C-0023-00-0R
Lot Number23
SubdivisionWoodland Creek Phase 1
Land UseResidential
Legal DescriptionWOODLAND CREEK PHASE 1, BLOCK C, LOT 23
Census Tract040411
Assessed Land Value$89,100
Assessed Improvement Value$173,768
Assessment Year2026

About this property

Welcome to 2704 Spencer Circle in Royse City! This well-maintained 3-bedroom, 2-bath home offers 1,580 square feet of comfortable living space. The home has been nicely updated throughout and features a practical, functional layout that makes great use of the space. With a combination of recent improvements and consistent upkeep, this property is move-in ready and easy to make your own. Conveniently located in Royse City with access to local shopping, dining, and schools. A great opportunity for buyers looking for an updated, well-cared-for home at an approachable size.

Investor Tools

$131,307Estimated Mortgage Balance
$131,561Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,590 /month
Positive
Cash Flow Estimate:
$530 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$596/month
$350/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,841
$262,868
2026
$89,100
$173,768
$262,868
No

Tax History

Year
Tax Paid
Assessed Value
2025
$5,841
$262,868

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mid-American Mortgage Inc
Conventional
$166,666
No
First
Oct 17, 2016
Nov 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$131,307
$131,561
50%
50%
$1,000/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,010/mo
$1,350/mo
+$1,660/mo
13.7%

City: Royse City

2704 Spencer Cir | Property Details | No Agent List