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$950,000

18 White Rock Trl, Lucas, TX, 75002

$1,235,000 ARVInfo
PendingInfo
Beds4 Beds
Baths3 Bath
Baths4,309 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$220.47 / sqft
Year BuiltBuilt in 1990

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3.5Bathrooms Full 3.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal
FlooringCarpet, Ceramic Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size2 acres

Building Information

Year Built1990
Stories1
Roof Type105
Garage Spaces6

Land Information

APNR-2001-00A-0180-1
Lot Number18
SubdivisionWhiterock Creek Estates (Clu)
Land UseResidential
Legal DescriptionWHITEROCK CREEK ESTATES (CLU), BLK A, LOT 18
Census Tract031419
Assessed Land Value$620,000
Assessed Improvement Value$469,122
Assessment Year2026

About this property

Welcome to your dream country retreat in the acclaimed Lovejoy ISD. Set on two acres, this beautiful estate offers endless possibilities for relaxation, entertainment, and equestrian living. Inside, you will find exceptional craftsmanship featuring extensive hand-scraped hardwood floors, travertine tile, and rich granite countertops throughout. Soaring vaulted ceilings accented with wooden beams highlight the main living area, while the primary suite serves as a private sanctuary complete with its own fireplace. The gourmet kitchen is a chef’s dream, equipped with a premium Viking stove and vent hood. The property also features a complete, separate Guest Suite outfitted with its own bedroom, living room, full kitchen, bathroom, and dedicated laundry room, making it ideal for multi-generational living, long-term guests, or extra space. The outside is your personal resort featuring a beautifully landscaped backyard pool and spa alongside a fully equipped outdoor kitchen and living space featuring a new outdoor grill added in 2024. The 2-acre grounds are equestrian-ready with pipe fencing and a horse barn that includes two stalls and a tack room. Major recent capital improvements bring ultimate peace of mind, including a new septic system in 2023, three water heaters replaced in 2022 and 2014, a pool heater in 2021, and roof and gutters were replaced in 2019.

Investor Tools

$286,407Estimated Mortgage Balance
$933,593Estimated Equity
76% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$1,235,000
Rent-to-Value Ratio: 0.72%
Rent Estimate
$7,320 /month
Positive
Cash Flow Estimate:
$2,440 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,194/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,226
$1,089,122
2026
$620,000
$469,122
$1,089,122
No

Tax History

Year
Tax Paid
Assessed Value
2025
$8,226
$1,089,122

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Highlands Residential Mortgage Ltd
Conventional
$399,000
No
First
Mar 17, 2014
Apr 2044

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$286,407
$933,593
76%
23%
$2,393/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,350/mo
$2,393/mo
+$957/mo
3.3%

City: Lucas