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$399,900

106 Western Ridge Rd, Gatesville, TX, 76528

$422,314 ARVInfo
On MarketInfo
Just AddedInfo
Beds4 Beds
Baths2 Bath
Baths1,980 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$201.97 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

Must-SellAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Range, Refrigerator, Some Electric Appliances, Range
FlooringHardwood, Laminate

Exterior

Exterior FeaturesCovered Patio, Other, Porch, See Remarks
Lot Size2.38 acres

Building Information

Year Built1995
Garage Spaces4

Land Information

APN1-08-90-5000
Lot Number1
SubdivisionWestern Ridge
Land UseResidential
Legal DescriptionWESTERN RIDGE, LOT 1, ACRES 2.378
Census Tract010102
Assessed Land Value$66,850
Assessed Improvement Value$244,910
Assessment Year2026

About this property

Peaceful Country Living Just Minutes from Town! Enjoy the best of country living in this well-maintained 3-bedroom, 2-bath home with a versatile flex room, nestled on over 2 tree-shaded acres in the desirable Western Ridge subdivision just west of town. Located in an established neighborhood with no city taxes, this property offers the perfect blend of space, comfort, and convenience. The main living area flows into a formal dining space, while the spacious kitchen offers abundant cabinetry and plenty of room for an additional dining table. A second living area provides endless possibilities for a game room, media room, or man cave and features its own HVAC unit for added comfort. The second living area is currently being used as an office but could easily serve as a fourth bedroom, depending on your needs. The isolated primary suite offers a private retreat, while the generously sized secondary bedrooms share a convenient hall bath. Outside, enjoy relaxing evenings on the large covered back patio overlooking the peaceful, tree-filled acreage. A detached two-car garage with electricity provides additional storage and workspace. The original owners have lovingly maintained this home, with a newer roof and solar panels installed within the past few years. The solar panels will convey with the property! If you've been looking for room to spread out, peaceful surroundings, and the convenience of being just minutes from town, this one deserves a look! Give us a call to schedule your private showing!

Investor Tools

$332,162Estimated Mortgage Balance
$56,442Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$422,314
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,399 /month
Positive
Cash Flow Estimate:
$800 /month

Interested in this property?

Diana Barnett

Cowboy RE by All City RE

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$419/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,090
$311,760
2026
$66,850
$244,910
$311,760
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,090
$311,760

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Security National Mortgage Co
Fha
$358,388
Yes
First
Nov 14, 2022
Dec 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$332,162
$55,838
14%
86%
$2,149/mo

City: Gatesville

106 Western Ridge Rd | Property Details | No Agent List