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$255,000

106 California St, St Jo, TX, 76265

$257,667 ARVInfo
On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,648 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$154.73 / sqft
Year BuiltBuilt in 1970

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Electric Range, Microwave

Exterior

Lot Size13,242 sqft

Building Information

Year Built1970

Land Information

APNR000005101
Lot Number13
SubdivisionElm Creek Estates S/D
Land UseResidential
Legal DescriptionLOT 13 ELM CREEK ESTATES S/D
Census Tract950100
Assessed Land Value$5,650
Assessed Improvement Value$147,150
Assessment Year2025

About this property

PHOTOS COMING SOON! Welcome to this beautifully updated 3 bedroom, 2 bath home located in an established subdivision on the edge of Saint Jo. Remodeled in 2019 and freshly painted inside and out, this inviting home is move in ready and filled with flexible living space. The open floor plan creates a comfortable flow between the living, dining and kitchen areas, making the home feel bright, spacious and welcoming. A versatile bonus room provides endless possibilities and could easily serve as a fourth bedroom, home office, gym, playroom, craft room or second living area. Seller offering $5000 in concession with full price offer. Saint Jo is known as the Heart of the North Texas Hill Country and is the oldest town in Montague County. Enjoy the charm of its historic Chisholm Trail Square, local shops, restaurants, art galleries, museums, wineries and live music venues. The surrounding rolling hills, scenic countryside and relaxed small town atmosphere make this a wonderful place to call home. Homes in Saint Jo can be difficult to find, with limited properties available on the market at any given time. With its updated interior, flexible floor plan and desirable location, this is an opportunity you will not want to miss. Information contained herein is deemed reliable but not guaranteed. Buyer and buyer’s agent are responsible for independently verifying all information, including but not limited to schools, square footage, room dimensions, acreage, taxes, utilities, zoning, restrictions, permits and property condition.

Investor Tools

$164,943Estimated Mortgage Balance
$115,057Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$257,666
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,680 /month
Positive
Cash Flow Estimate:
$560 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$163/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$561
$152,800
2025
$5,650
$147,150
$152,800
No

Tax History

Year
Tax Paid
Assessed Value
2025
$561
$152,800

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First State Bank
Conventional
$170,000
No
First
Feb 7, 2025
Mar 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$164,943
$115,057
41%
59%
$1,020/mo

City: St Jo

106 California St | Property Details | No Agent List